MCIS ZURICH Insurance Berhad

MZ Shoppe Care
The Definitive Insurance Package For Your Business

MZ Shoppe Care at a glance
Business owners invest heavily in terms of money, time and effort into their carefully nurtured business. Unfortunately, with just one unexpected stroke of a calamity such as a fire, natural disaster, accident or robbery, the business that you have painstakingly built up could be badly affected.

MZ Shoppe Care is a comprehensive insurance plan that helps to ensure that your business does not face unnecessary setbacks due to circumstances beyond your control. MZ Shoppe Care allows you to recover your losses, fix damages and get back into business effortlessly.

Summary of Coverage

Fire and Perils
Covers losses or damages to your property caused by fire, lightning and other perils of your choice.

Business Interruption
Covers the loss of revenue and additional costs reasonably incurred if your business is interrupted as a result of damage to which we have admitted liability under the fire and perils policy.

Burglary
Covers the losses sustained in instances whereby your property broken into forcibly and violently and will also cover the cost of repairing any damages to the premises resulting from the burglary. This will also include risks of hold up and armed robbery.

Money
Covers your cash, bank notes and open cheques against loss while in transit or burglary /robbery at insured premises.

Plate Glass
Covers the breakage of fixed glass in your premises.

Employer’s Liability
Covers your liability to employee for injury or illness sustained in the cause of employment

Public Liability
Covers you against legal liability for damages and claimant's cost and expenses incurred in respect of third party bodily injuries and
property damages.

Table 1 : This product is applicable for the following trades only :

PIAM Risk
Code Trade/
Occupation Classification Basic Fire Tariff rate for
Construction Classification
Class 1A

1102 General Merchandise 0.229

1106 Mini Markets 0.133

1112 Laundries 0.283

1116 Hair Dressing Saloon / Beauty Saloon 0.193

1204 Office Building 0.055

1512 Bakeries 0.197

2902 Coffee shops and restaurant 0.161

1214 Doctors and Dentist Clinic
(exclude 24 hour operation) 0.106

Declined trades / occupations / businesses:

1. Antiques
2. Electronic / hi-fi equipment / electrical       appliances / computers, computer parts       and peripherals as stock in
trade-wholesale or retail or repair
3. Telecommunications equipment and
      accessories including handphones,
      handphone accessories, phone cards
4. Cigarettes / cigars / wines / and
     spirit exceeding 20% of total
     stock value
   5. Jewellery or gold
   6. Chinese medicines ( including
         herbal and seafoods )
7. Clocks, watches, pens and
         cameras
8. Auto accessories shop /
       wholesaler
9. Money changer / lender /
       pawn shop

MCIS ZURICH Insurance Berhad

Site Features

Client Charter

Director's Report & Audited Financial Statements

Investment-Linked Fund Performance Report

PIAM Risk Code	Trade/ Occupation Classification	Basic Fire Tariff rate for Construction Classification Class 1A
1102	General Merchandise	0.229
1106	Mini Markets	0.133
1112	Laundries	0.283
1116	Hair Dressing Saloon / Beauty Saloon	0.193
1204	Office Building	0.055
1512	Bakeries	0.197
2902	Coffee shops and restaurant	0.161
1214	Doctors and Dentist Clinic (exclude 24 hour operation)	0.106