MCIS ZURICH Insurance Berhad

TERAS MALAYSIA EXTRA

Benefits
	100% guarantee on all benefits.
	A refund of all premiums (excluding any loadings on premium and rider premiums) upon maturity of the policy, if survives till end of term and has not made any TPD claim.
	Death benefit of 100% of the sum assured.
	Additional 100% of the sum assured upon accidental death (up to age 65).
	Total permanent disability cover of 100% of the sum assured (up to age 65), subject to a maximum limit of RM 1 million. On commencement of disability, premium payable will be waived.
	Flexible terms of coverage (up to 30 years).
	36 Critical Illnesses: A one time additional benefit of RM 10,000
	Daily Hospital Allowance: RM 50 per day up to 45 days per year subject to lifetime limit of 300 days.
	Funeral expenses: RM 2,000
	Four different policy term options: 15, 20, 25 and 30 years
	Min Sum Assured: RM 50,000
	Max Sum Assured: Subject to company's underwriting practice

For more information, call 03-7652 3388